Personal Banking, Upstate New York

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Manage your money with our personal banking solutions.

When choosing a bank, it is important to select an institution you feel good about. At Upstate Bank, we are that bank, thanks to our longstanding reputation in our community and our proven personal banking solutions. We serve Upstate New York, and we look forward to forming a longtime partnership with you.

Personal Banking in Upstate New York

Our personal banking solutions will help you manage your money with our free checking accounts, online banking, and convenient debit card, which offers free cash withdrawals from over 50,000 Allpoint ATMs nationally. In addition, we offer competitive savings rates to help you save for the future. Our personal loans can also help with major purchases, such as auto loans and home equity loans.

Here is a closer look at some of our personal banking solutions:

  • Upstate online banking—Gain the freedom to bank anywhere, anytime with Upstate online banking. Safely and securely check your account balances, pay bills, transfer funds, and more.
  • LoanPay— This service, through a strategic partnership with industry leader CheckAlt, allows you to securely and conveniently pay your Upstate Bank loan accounts from any institution with a valid ABA routing number.
  • Personal checking—We offer several personal checking options, so pick the one that works best for your situation and needs.
  • Money market and savings accounts—Earn interest on your money by holding your funds in one of our money market or savings accounts.
  • CDs—CDs are a smart, safe way for your money to earn more interest.

Do you have any questions about our personal banking solutions? Contact us today!

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