Facts:
What Does The Upstate National Bank Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice to understand what we do.
What?
The types of personal information we collect and share depend on the products or services you have with us. This information can include:
- Social Security number
- Account balances and payment history
- Transaction history, income, credit history, photos for mobile deposit, and contact list for external transfers.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ information, the reasons The Upstate National Bank chooses to share, and whether you can limit this sharing.
Reason we share your personal information | Does The Upstate National Bank share? | Can you limit this sharing? |
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | YES | NO |
For our Marketing purposes: to offer our products and services to you | YES | NO |
For Joint Marketing with other financial companies | NO | We don’t share |
For our affiliates’ everyday business purposes: information about your transactions and experiences | NO | We don’t share |
For our affiliates’ everyday business purposes: information about your creditworthiness | NO | We don’t share |
For our affiliates to market to you | NO | We don’t share |
For nonaffiliates to market to you | NO | We don’t share |
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Questions? Call 585-454-3450or visit www.upstatebank.com
Who is providing this Privacy Notice?
The Upstate National Bank
What we do | |
How does The Upstate National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does The Upstate National Bank collect my personal information? | We collect your personal information, for example, when you:
– open an account or use your debit card – pay your bills or apply for a loan – make deposits and withdrawals from your account We also collect your personal information from others such as credit bureaus or other companies |
Why can’t I limit all sharing? | Federal law gives you the right to limit only:
– sharing for affiliates’ everyday business purposes/information about your creditworthiness – affiliates from using your information to market to you – sharing for nonaffiliates to market to you State Laws and individual companies may give you additional rights to limit sharing |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial or nonfinancial companies.
– The Upstate National Bank has no affiliates |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
– The Upstate National Bank does not share with nonaffiliates for marketing purposes by them |
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
– The Upstate National Bank doesn’t jointly market |
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