Rates

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Money Market and CD Rates

Product/Term Interest Rate Annual Percentage Yield (APY)
Money Market Deposit Account
$5,000 – $99,999.99 1.342% 1.35%
$100,000 – $249,999.99 4.169% 4.25%
$250,000 – $999,999.99 4.266% 4.35%
$1,000,000 and over 4.362% 4.45%
Ogdensburg and Philadelphia NY Area Markets Only
Christmas Club (Automatic deposit. $2 minimum to open and maintain APY) .05 .05

*Rates Effective 10/8/2024.

** There may be a penalty imposed for early withdrawal.​

*** Fees could reduce earnings and rate and APY may change after the account is opened.

​Please contact your local branch office to obtain minimum deposit and balance requirements for all accounts, penalties for early withdrawals, account specifics and full disclosures.