At Upstate National Bank, we’re your banking partner for life. Since 1922, our focus has been on providing a safe, secure environment for our clients to borrow, transact, and invest. We are excited to tell you more about our banking solutions and are eager to have you become our next lifelong customer.

- Personal Banking — Our personal banking services make it easier than ever to manage your money! Under this banking category, we offer LoanPay, online banking, personal checking, and money market and savings accounts. Whether you need a personal loan or somewhere to keep your emergency savings fund, we’re ready to meet your personal banking needs.
- Business Banking — Our business banking solutions are reliable, secure, safe, and designed to support your business. We offer dedicated business accounts that facilitate efficient financial management, as well as a range of financing and deposit options, such as lines of credit, loans, and more.
- Alternative Loans — Do you need capital, but you would prefer to go another way besides the traditional lending route? Consider taking out an alternative loan! Some of our alternative loan products include short-term bridge loans, DSCR loans, multifamily bridge loans, fix and flip lines of credit, and more.
- Online Banking — We are proud to offer a streamlined mobile and online banking experience for our customers. Access your account with ease, make deposits on a mobile device, pay bills, manage your finances, view documents, adjust your debit card controls, and more all from a single user-friendly platform.