We can help you finance your dreams.
At Upstate National Bank, we are committed to helping our clients consolidate debt, finance a major purchase, or cover unexpected expenses. Our personal loan products are designed with flexibility and our clients’ diverse needs in mind.
Our personal loan products include unsecured loans, which don’t require collateral. They finance large, one-time expenses such as weddings, vacations, or home improvements. With fixed rates and payments, our clients enjoy the predictability and simplicity of knowing what they owe monthly. We also have secured personal loans for clients who want a loan with lower interest rates. These loans are backed by collateral, such as savings accounts or other assets, providing a safer option for us and the borrower. Secured loans often come with more favorable terms.
We also offer co-signed and joint loans because not everyone has the credit history to qualify for personal loan products. These options allow a borrower to apply with another person, sharing the responsibility for the loan. We offer personal lines of credit for those who need flexible access to funds over time. Like a credit card, a personal line of credit provides a set amount of money you can borrow as needed, paying interest only on the amount you use.
We offer a wide range of personal loan products to meet the varied needs of our clients in Upstate New York. We work closely with you to find the best loan solution for your financial situation. We understand that taking out a loan is a significant decision, and our team is here to help. Whether you’re consolidating debt, financing a major purchase, or covering unexpected expenses, we can help. Contact us today for more information about our personal loan products and how we can help you finance your dreams.