We have a deep understanding of the local real estate market.
If you’re looking for a rental property loan for purchasing a new investment property, developing or renovating rental units, or to refinance an existing rental property, we can help. Our loan products cater to real estate investors and landlords in the dynamic market.
Our 100% Premier Loan is an exceptional real estate property loan for purchasing an investment property. It is particularly well-suited for real estate investors and entrepreneurs with a verifiable income or cash flow and a fair credit score. This loan allows you to secure funding worth up to 100% of the property’s purchase price, rehab costs, and up to 70% after repair value keeping more money in your pocket.
If you focus on developing or renovating rental properties, our Fix & Flip Loan is the perfect rental property loan. This short-term financing option is designed for real estate investors who aim to purchase a property, make improvements, and sell it for a profit. Although these loans come with higher interest rates compared to traditional mortgages, they are structured for quick turnaround projects.
For investors looking to refinance a rental property, we offer alternative loan financing options to help you secure more favorable terms, reduce your monthly payments, or cash out equity for further investment opportunities. At Upstate National Bank, we stand out due to our deep understanding of the Upstate New York real estate market and our commitment to providing fast, customized, and effective lending solutions.
Our experienced team is here to guide you through the loan selection process. With our local decision making and access to a wide range of resources, we have a rental property loan that fits your goals.
Contact us today to learn more about a specific rental property loan or start your application.
At Upstate National Bank, we offer rental property loans to customers in Upstate New York, including Rochester, Syracuse, Buffalo, Ogdensburg, and Philadelphia.