Gain insight into how much you can borrow and at what terms.
Because we value your time, we offer a smooth loan application process with a robust pre-approval program for personal, mortgage, and business loans. Our pre-approval program is designed to give our clients a clear understanding of their borrowing potential, providing them a competitive edge in the marketplace. Our loan pre-approval process is straightforward and user-friendly. By pre-qualifying, clients can gain insight into how much they can borrow and at what terms without impacting their credit score.
For those in the market for a new home, our mortgage pre-approval program offers a preliminary credit evaluation, giving clients an idea of the mortgage amount they may qualify for. This pre-approval is a valuable tool when house hunting, as it demonstrates to sellers that the buyer is serious and has the backing of a reputable lender. It also allows clients to act quickly when they find the right property.
Business clients can benefit from our pre-approval program for business loans, which assesses the business’s creditworthiness and provides an estimate of the loan amount and terms. Choosing our pre-approval program means you’re opting for a lender who understands the Upstate New York market and is committed to helping you succeed. Our pre-approval program is designed to provide you with the necessary information quickly. You won’t have to worry about fluctuating payments, which is good for your budget.
Whether you’re looking to buy a home, finance a personal project, or grow your business, our pre-approval program is the first step toward achieving your objectives at Upstate National Bank. Contact us today to learn more about our pre-approval process.